Metrobank Personal Loan

Need extra funds for emergencies, education, or big life purchases? The Metrobank Personal Loan offers flexible borrowing terms and quick processing—all from one of the country’s most established and reputable banks. With no collateral required and fixed monthly payments, it’s a convenient solution for salaried individuals looking to take control of their finances.

Loan Amount
Up to ₱1 million
Interest Rate
Starts at 1.25% monthly add-on rate (approx. 26.9% effective annual rate)
Term  
Month(s)
12
-
36
Minimum Income
₱240,000
Age Requirement
23-65

How much would you like to borrow?

Loan amount (₱ to ₱₱1,000,000)

For how long ?

36 12 1 Month(s)
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What is needed to apply for a Metrobank Personal Loan?

21 years old and above

21 years old and above

Applicants must be within the age range of 23 to 65 years to meet the eligibility criteria for a personal loan application.

Income

Income

Meeting the specific income requirement is crucial. The minimum gross annual income is ₱240,000.

Required documents

Required documents

Advantages of

Metrobank Personal Loan

No Collateral Needed

Unsecured loan for employed individuals

Reliable Bank

Backed by Metrobank’s trusted banking legacy

Competitive Rates

Monthly add-on interest starting at 1.25%

Loan Flexibility

Choose from several repayment terms up to 3 years

Fixed Monthly Payments

Budget-friendly and predictable

4.9

What our customer says about Metrobank Personal Loan

Hear from delighted customers who've found success with Metrobank Personal Loan

Trustworthiness
5.0
User Experience
5.0
Customer Support
5.0
Product/Service Range
5.0
Transparency
5.0
Innovation
5.0
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