Metrobank Personal Loan

Whether you're aiming to grow your business, further your education, or embark on your dream vacation, a Metrobank Personal Loan can assist you in reaching your life's aspirations.

Loan amount
₱20,000 - ₱1 million
Interest rate
Minimum income

How much would you like to borrow?

Loan amount (₱20,000 to ₱1,000,000)

For how long ?

36 12 1 Month(s)
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What is needed to apply for a Metrobank Personal Loan?

21 years old and above

Applicants must be within the age range of 21 to 60 years to meet the eligibility criteria for a personal loan application.


Meeting the specific income requirement is crucial. The minimum gross annual income varies depending on the provider's policies.

Employment Status

Applicants must either be employed or self-employed with a profitable business. This ensures a stable financial background for the loan application.


Eligible applicants should either be Filipino residents or local resident foreigners with a valid Philippine billing address.

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Required documents

If you have another principal credit card:

  • Government-issued ID

If you have no principal credit card:

  • Government-issued ID
  • Proof of income (ex. payslip, ITR)
  • Bank statement of your Payroll Account showing your one-month salary
  • Signed Certificate of Employment

Have mobile phone number

Hold a valid TIN, SSS, GSIS, or UMID number. These identification codes are essential for verifying your identity and financial status.

Advantages of

Metrobank Personal Loan

Flexible Payment Terms

Get a personal loan with flexible payment terms. Enjoy rates as low as 1.25% monthly add-on with payment terms of up to 36 months.

Ease of Application

Apply online in just a few minutes. Just fill out the online application form and wait for a call regarding your loan application.

Fast Personal Loan Approval

Easy-approved personal loan lets you receive the cash you need as quickly as possible. Loans are processed in as fast as 7 business days.


There’s no limit to the use of online personal loans. Use your loan for a variety of purposes such as for travel, purchases of big ticket items, weddings, or unexpected expenses.

How to apply for a Metrobank Personal Loan?


Compare personal loans

Simplify your personal loan search by using Finmerkado to compare various loan options from different providers and products.


Choose your ideal match

Review the eligibility criteria for a personal loan. Select the loan that aligns with your preferences and needs.


Apply online

Complete the personal loan application form provided by your chosen lender. Make sure to provide accurate and up-to-date information.


Complete your application

Provide essential information such as your age, income, employment, and desired loan amount.


Wait for disbursement and repay on time

If your application is approved, expect notification, and wait for your disbursement. Remember to repay on time.

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What our customer says about Metrobank Personal Loan

Hear from delighted customers who've found success with Metrobank Personal Loan

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