Chinabank’s Easi‑Funds Personal Loan (via China Bank Savings) offers unsecured financing of up to ₱1 million, positioned similarly to peer offerings. It carries an add‑on interest rate of approximately 1.3%–1.5% monthly, translating to an estimated APR of 16%–19% depending on loan tenure and credit profile. Tenure options generally range from 12 to 36 months, while approval often comes within 3 to 5 banking days. Being backed by Chinabank’s extensive branch network and digital infrastructure, it combines legacy banking strength with modern convenience.
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No collateral or credit card burden
Borrow up to ₱1 million, ideal for everyday needs
Monthly add‑on rates of ~1.3%–1.5% (APR ~16%–19%)
Approval and release within 3 to 5 banking days
Combines digital access with large branch footprint nationwide
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