BPI Personal Loan

Need a cash boost for life’s big moments or unexpected emergencies? The BPI Personal Loan offers a reliable and flexible solution—whether you’re funding a small business, covering tuition, or consolidating debt. With competitive rates, fixed monthly payments, and a fast approval process, this loan is designed to fit your goals and your lifestyle. No collateral required, just straightforward access to funds when you need them most.

Loan Amount
Up to ₱3 million
Interest Rate
Starting at 1.2% monthly add-on rate (approx. 25.60% APR)
Term  
Month(s)
12
-
36
Minimum Income
₱180,000
Age Requirement
21-60

How much would you like to borrow?

Loan amount (₱₱20,000 to ₱₱3,000,000)

For how long ?

36 12 1 Month(s)
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What is needed to apply for a BPI Personal Loan?

21 years old and above

21 years old and above

Applicants must be within the age range of 21 to 60 years to meet the eligibility criteria for a personal loan application.

Income

Income

Meeting the specific income requirement is crucial. The minimum gross annual income is ₱180,000.

Required documents

Required documents

Advantages of

BPI Personal Loan

High Loan Amounts

Borrow up to ₱3,000,000 depending on your income and credit profile

No Collateral Required

Unsecured loan, no need to pledge property or assets

Fast Processing

Approval in as fast as 5 to 7 banking days

Fixed Monthly Payments

Manageable and predictable repayments

Trusted Bank Partner

Offered by one of the Philippines’ top and most trusted banks

4.9

What our customer says about BPI Personal Loan

Hear from delighted customers who've found success with BPI Personal Loan

Trustworthiness
5.0
User Experience
5.0
Customer Support
5.0
Product/Service Range
5.0
Transparency
5.0
Innovation
5.0
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