BDO Unibank Personal Loan

BDO Unibank’s Personal Loan offers unsecured financing of up to ₱2 million with a fully digital or branch-assisted application process. It’s an accessible cash option for immediate needs like debt consolidation, travel, events, and other lifestyle expenses. With competitive rates starting at 0.98% monthly add-on and flexible repayment up to 36 months, it’s a solid choice for salaried and self-employed individuals.

Loan Amount
Up to ₱2 million
Interest Rate
From 0.98%
Term  
Month(s)
6
-
36
Minimum Income
₱180,000
Age Requirement
21-60

How much would you like to borrow?

Loan amount (₱ to ₱₱2,000,000)

For how long ?

36 6 1 Month(s)
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What is needed to apply for a BDO Unibank Personal Loan?

21 years old and above

21 years old and above

Applicants must be within the age range of 21 to 60 years to meet the eligibility criteria for a personal loan application.

Income

Income

Meeting the specific income requirement is crucial. The minimum gross annual income is ₱180,000.

Required documents

Required documents

Advantages of

BDO Unibank Personal Loan

Unsecured Loan

No collateral required, so easier qualification

High Maximum Loan Amount

Up to ₱2,000,000 available

Competitive Interest Rate

Monthly add-on rate from 0.98%

Flexible Term

Choose up to 36 months repayment term

Hybrid Application Options

Apply digitally or at any BDO branch

4.9

What our customer says about BDO Unibank Personal Loan

Hear from delighted customers who've found success with BDO Unibank Personal Loan

Trustworthiness
5.0
User Experience
5.0
Customer Support
5.0
Product/Service Range
5.0
Transparency
5.0
Innovation
5.0
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