Tala offers a revolutionary approach to lending in the Philippines, providing a seamless, digital-first financial service. With the Tala app, users can apply for a personal credit line in just 5 minutes, requiring only one valid ID and no paperwork, collateral, or bank account. Tala's services are designed to be fast, flexible, and user-friendly, offering continuous access to funds up to ₱25,000, with the possibility of limit increases through timely repayments. The platform ensures security and privacy, encrypting personal information and respecting customer data.
Choosing Tala for your financial needs means opting for convenience, speed, and flexibility. The application process is straightforward and quick, allowing for immediate access to funds without the need for traditional banking requirements. Tala's repayment options are diverse, accommodating various payment methods and offering the ability to adjust repayment dates as needed. Moreover, Tala rewards timely repayments with potential credit limit increases and referral bonuses, making it a financially smart choice for those looking to manage their borrowing effectively.
Apply in just 5 minutes using only one valid ID, without the need for paperwork, collateral, or a bank account.
Choose your repayment date and adjust it if necessary, with a variety of payment methods available.
After initial approval, continuously borrow up to your credit limit with just a few taps in the app.
Your personal information is protected with SSL encryption, ensuring your data is safe and treated with respect.
finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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