Pera Agad is a fintech company offering a range of loan products including personal, business, and emergency loans, with flexible repayment options. It targets the unbanked and underserved population in the Philippines, providing a fully digital loan process for amounts up to PHP 10,000. Pera Agad uses a proprietary machine learning algorithm to assess credit-worthiness based on mobile consumption history, offering a quick and easy application process. The company is committed to financial inclusion, partnering with FINTQ and various payment outlets for convenient loan repayment.

Step into the future of finance with Peraagad, a leading fintech innovator dedicated to transforming the way Filipinos access financial services. Our core mission revolves around improving our clients' financial health through a suite of online microfinancing and consumer loan solutions. With Peraagad, you're invited to explore a world of financial opportunities that cater to your aspirations, simplifying your journey towards financial empowerment. Say goodbye to the hassles of traditional banking; no more unnecessary office visits, no collateral requirements, and no more endless waiting or complex procedures. Peraagad's offerings are crafted with your financial progress in mind, ensuring a seamless and supportive path to achieving your financial goals.

Seamless Digital Experience: Quick, online access to loans, without the traditional banking hassle. Tailored Financial Solutions: Personalized options designed to fit your unique financial situation. Transparent Terms: No hidden fees, clear terms, and straightforward communication every step of the way. Rapid Service: Fast application and approval process to get your funds swiftly. Choose Peraagad for a reliable, efficient, and customer-focused approach to personal loans. Elevate your financial health with us today.

Using Pera Agad services is beneficial due to its accessibility to the unbanked and underserved, offering a digital and hassle-free loan application process. It provides a unique opportunity for individuals with no prior borrowing history to access financial services. With an A+ rating from the Better Business Bureau and a variety of loan products, Pera Agad ensures low interest rates, no hidden fees, and a quick disbursement of funds. Its use of advanced analytics for credit assessment makes it a reliable choice for fast and secure loans.

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Advantages of Peraagad

Digital and Accessible

Fully digital loan process accessible via mobile, targeting unbanked and underserved populations.

Rapid Processing

At Peraagad, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Flexible Loan Products

Offers a variety of loan products with flexible repayment options to meet diverse financial needs.

Utmost Convenience

With Peraagad, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Quick and Easy Application

Simple online application process with quick approval and fund disbursement.

Unmatched Transparency

Trust and transparency are fundamental at Peraagad. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Secure and Reliable

Uses advanced analytics for credit assessment, ensuring data security and reliability.

Adaptive Solutions

Peraagad stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

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Peraagad provides following services:


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