Pera Asia

Pera Asia Philippines offers a streamlined online cash loan service that simplifies the borrowing process for Filipinos. By filling out a single application, users can receive loan offers from multiple Microfinance Institutions (MFIs) without the need to apply to each one separately. This service is available to all working residents of the Philippines over the age of 21, requiring only personal and employment information for application. The process is quick, with automatic consideration and approval, making it an efficient solution for immediate financial needs.

Step into the future of finance with Pera Asia, a leading fintech innovator dedicated to transforming the way Filipinos access financial services. Our core mission revolves around improving our clients' financial health through a suite of online microfinancing and consumer loan solutions. With Pera Asia, you're invited to explore a world of financial opportunities that cater to your aspirations, simplifying your journey towards financial empowerment. Say goodbye to the hassles of traditional banking; no more unnecessary office visits, no collateral requirements, and no more endless waiting or complex procedures. Pera Asia's offerings are crafted with your financial progress in mind, ensuring a seamless and supportive path to achieving your financial goals.

Seamless Digital Experience: Quick, online access to loans, without the traditional banking hassle. Tailored Financial Solutions: Personalized options designed to fit your unique financial situation. Transparent Terms: No hidden fees, clear terms, and straightforward communication every step of the way. Rapid Service: Fast application and approval process to get your funds swiftly. Choose Pera Asia for a reliable, efficient, and customer-focused approach to personal loans. Elevate your financial health with us today.

Using Pera Asia services provides a hassle-free and efficient way to secure a cash loan in the Philippines. The platform's ability to compare loan offers from various MFIs ensures that borrowers can choose the most favorable terms. Additionally, the service is designed with user convenience in mind, offering a secure online application process, rapid approval, and multiple repayment options. For first-time borrowers, Pera Asia increases the likelihood of loan approval by recommending a smaller loan amount, thereby fostering a positive initial borrowing experience.

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Advantages of Pera Asia


Apply for loans through the Pera Asia App or website, avoiding the need to visit multiple lenders.

Rapid Processing

At Pera Asia, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Multiple Offers

Receive loan offers from various MFIs after a single application, allowing for comparison and selection of the best terms.

Utmost Convenience

With Pera Asia, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.


Personal data is transmitted through a secure channel, ensuring privacy and data protection.

Unmatched Transparency

Trust and transparency are fundamental at Pera Asia. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Flexible Repayment

Repay loans through various channels like 7-Eleven Cliqq terminals, Bayad Center, and more, offering convenience and flexibility.

Adaptive Solutions

Pera Asia stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

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Pera Asia provides following services:

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