Maya offers a range of financial services tailored for both individuals and businesses in the Philippines. For individuals, Maya Personal Loan provides an opportunity to access funds if you meet certain criteria, such as being a Filipino resident aged 21 to 65 with an upgraded and actively used Maya account. For businesses, particularly SMEs and startups, Maya Business offers the Maya Flexi Loan, allowing eligible businesses with a Maya Business Deposit account to apply for a loan of up to P2,000,000. Maya is powered by Maya Philippines, Inc. and Maya Bank, Inc., ensuring secure and regulated digital banking services.

Step into the future of finance with Maya, a leading fintech innovator dedicated to transforming the way Filipinos access financial services. Our core mission revolves around improving our clients' financial health through a suite of online microfinancing and consumer loan solutions. With Maya, you're invited to explore a world of financial opportunities that cater to your aspirations, simplifying your journey towards financial empowerment. Say goodbye to the hassles of traditional banking; no more unnecessary office visits, no collateral requirements, and no more endless waiting or complex procedures. Maya's offerings are crafted with your financial progress in mind, ensuring a seamless and supportive path to achieving your financial goals.

Seamless Digital Experience: Quick, online access to loans, without the traditional banking hassle. Tailored Financial Solutions: Personalized options designed to fit your unique financial situation. Transparent Terms: No hidden fees, clear terms, and straightforward communication every step of the way. Rapid Service: Fast application and approval process to get your funds swiftly. Choose Maya for a reliable, efficient, and customer-focused approach to personal loans. Elevate your financial health with us today.

Using Maya services offers a seamless and secure way to access personal and business loans in the Philippines. For individuals, it provides a straightforward path to financial assistance based on the active use of the Maya account, making it accessible for regular users. Businesses benefit from the Maya Flexi Loan, which supports growth and operational needs with substantial loan offers. Backed by Maya Philippines, Inc. and Maya Bank, Inc., and regulated by the Bangko Sentral ng Pilipinas, Maya ensures reliability and compliance with financial regulations, offering peace of mind to its users.

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Advantages of Maya

Ease of Access

Simple eligibility criteria and online application process for both personal and business loans.

Rapid Processing

At Maya, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

High Loan Amount

Businesses can secure loans up to P2,000,000, supporting significant growth and operational needs.

Utmost Convenience

With Maya, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Regulated and Secure

Operated by entities regulated by the Bangko Sentral ng Pilipinas, ensuring compliance and security.

Unmatched Transparency

Trust and transparency are fundamental at Maya. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Flexible for Users

Designed for active Maya account users, making financial services accessible to those already using Maya for transactions.

Adaptive Solutions

Maya stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

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Maya provides following services:


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