Big Loan

Tonik Big Loan offers a unique opportunity for condo unit owners in the Philippines to leverage their property for financial growth. It's the first all-digital collateral loan in the country, providing a convenient and fast way to secure funds ranging from ₱250,000 to ₱5 million. With the promise of the fastest approval time in the market and disbursement within seven business days, Tonik Big Loan caters to various needs, whether it's starting a business, buying a new car, home improvement, or funding education. Licensed by the Bangko Sentral ng Pilipinas and insured by the PDIC, it assures a secure and reliable financial solution.

Step into the future of finance with Big Loan, a leading fintech innovator dedicated to transforming the way Filipinos access financial services. Our core mission revolves around improving our clients' financial health through a suite of online microfinancing and consumer loan solutions. With Big Loan, you're invited to explore a world of financial opportunities that cater to your aspirations, simplifying your journey towards financial empowerment. Say goodbye to the hassles of traditional banking; no more unnecessary office visits, no collateral requirements, and no more endless waiting or complex procedures. Big Loan's offerings are crafted with your financial progress in mind, ensuring a seamless and supportive path to achieving your financial goals.

Seamless Digital Experience: Quick, online access to loans, without the traditional banking hassle. Tailored Financial Solutions: Personalized options designed to fit your unique financial situation. Transparent Terms: No hidden fees, clear terms, and straightforward communication every step of the way. Rapid Service: Fast application and approval process to get your funds swiftly. Choose Big Loan for a reliable, efficient, and customer-focused approach to personal loans. Elevate your financial health with us today.

Using Tonik Big Loan is ideal for those looking to make significant life advancements without the long wait or the hassle of traditional loan applications. Its digital nature allows for a quick and straightforward application process, all through the Tonik app. The loan is secured against your fully paid condo unit, offering competitive rates and terms. Whether you're aiming to start a business, upgrade your vehicle, renovate your home, or invest in education, Tonik Big Loan provides the financial backing you need to turn your dreams into reality, all while ensuring your peace of mind with its legitimacy and security.

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Advantages of Big Loan

Fast and Convenient Application

Apply digitally through the Tonik app with the fastest approval time in the market.

Rapid Processing

At Big Loan, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

High Loan Amount

Borrow between ₱250,000 to ₱5 million to fund your dreams.

Utmost Convenience

With Big Loan, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Competitive Rates

Enjoy an annual percentage rate (APR) of 6.99%, making repayments manageable.

Unmatched Transparency

Trust and transparency are fundamental at Big Loan. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Secured and Insured

Backed by the Bangko Sentral ng Pilipinas (BSP) and insured by the PDIC for peace of mind.

Adaptive Solutions

Big Loan stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

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Big Loan provides following services:


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