Finmerkado
Apply

UnionBank Shell Power Visa Platinum

CompanyUnionBank
Annual fee₱ 2,800
Minimum income₱ 0
Age0+ years
Watch ad to apply
Pros and cons
Pros

  • 5% rebate on Shell fuel: Qualified Shell fuel, RFID toll load and auto shop spend earns a 5% rebate with no minimum outside spend for the Platinum card.

  • No annual fee for life offer: New cardholders who spend ₱20,000 within 60 business days and keep the card 24 months get no annual fee for life (promo to Jan 30, 2027).

    • Contras

  • ₱15,000 yearly rebate cap: Rebates on the Platinum card are capped at ₱15,000 per calendar year.

  • Welcome gift clawback: Cancelling within 24 months of approval under the promo means the cost of the welcome gift is charged to the card account.

    • Everything you need to know

    Fuel card with a 5% rebate on Shell fuel, toll loads and auto shops, capped at ₱15,000 a year; no-annual-fee-for-life promo.

    Annual fee:₱ 2,800
    Interest rate:Retail Monthly Effective Interest Rate 3.00%
    Minimum monthly repayment:Sum of past due amount, billed interest and installment interest, billed late charge, plus 1% of the remaining Total Amount Due and 1% of unbilled installment principal, or ₱500, whichever is higher (full balance if ₱500 or less)
    Data flags:image-pending; unpublished-zero-sentinel
    Annual Fee Waiver:No annual fee for life for new cardholders who spend ₱20,000 within 60 business days of approval and keep the card active for 24 months (promo Jan 31, 2026 - Jan 30, 2027)

    Other cards
    Explore more options
    RCBC Visa Platinumof RCBC
    Annual fee₱ 5,000
    Minimum income₱ 1,200,000
    Age21-65 years
    Benefit 1 of 6
    Earn 1 PREFERRED AIRMILE for as low as ₱25 for overseas in-store or online spend Earn 1 PREFERRED AIRMILE for every ₱48 for local spend 1 PREFERRED AIRMILE = 1 point Asia Miles/Mabuhay Miles/airasia Rewards
    Complimentary Priority Pass™ membership Unlimited free access to the PAGSS Lounge in Terminal 1 & 3 for the Principal cardholder plus one travel companion Free Travel Insurance of up to ₱5,000,000 and Purchase Protection when you charge all your international travel-related needs to your card
    e-Commerce Purchase Protection of up to US$1,000 per claim per year for possible losses on online purchases which include non-delivery, wrong or incomplete delivery, or damaged purchases
    Complimentary 24/7 digital personal assistant and lifestyle guide for dining reservations with exclusive offers, staycation and local or global activity recommendations, health and medical services, and other special services.
    Miles
    Discounts
    Watch ad to apply
    RCBC World Mastercardof RCBC
    Annual fee₱ 6,000
    Minimum income₱ 0
    Age21-70 years
    Benefit 1 of 13
    1 Rewards Point per ₱10 international spend and per ₱30 local spend
    Pay with Rewards instant redemption
    Unlimited PAGSS lounge access at NAIA Terminal 1
    Priority Pass with one free visit per calendar year; extra visits waivable with ₱70,000 or US$1,500 overseas spend
    Free travel insurance with overseas medical coverage
    Mastercard e-Commerce Purchase Protection up to US$200
    0% installment on purchases abroad
    Earn 1 rewards point for every ₱10 international spend (in-store or online) and every ₱30 local spend. Points can be redeemed for cash rebates, AIRMILES, shopping vouchers, deposits or donations.
    Unlimited free access to the PAGSS International Lounge at NAIA Terminal 1, plus a complimentary Priority Pass membership with one free lounge access each calendar year at 1,500+ lounges in over 700 airports.
    Extra Priority Pass visits are charged to the card but can be waived: each single-receipt or accumulated overseas spend of ₱70,000 or US$1,500 equals one access fee reversal.
    Free travel insurance with overseas medical coverage when you charge the full standard carrier fare to the card and register before your trip, plus up to US$200 worldwide e-Commerce Purchase Protection on online purchases.
    Points
    Lounge access
    Watch ad to apply
    Salmon Creditof Salmon Credit
    Annual fee₱ 0
    Minimum income₱ 0
    Age18+ years
    Benefit 1 of 1
    Earn up to ₱1,250 cashback every month on your Credit Line
    Watch ad to apply
    Security Bank Gold Mastercardof Security Bank
    Annual fee₱ 2,500
    Minimum income₱ 480,000
    Age21-65 years
    Benefit 1 of 5
    Local lounge access at preferential rates (A Lounge, Marhaba Lounge, and PAGSS Lounge)
    Earn 1 never-expiring point for every ₱20 spent Redeem a reward from Security Bank catalogue of your choice
    Give it a try and enjoy a waived annual fee for the first year Exclusive Mastercard promos and discounts at your favorite shops and restaurants
    Miles
    Points
    Watch ad to apply
    Security Bank Platinum Mastercardof Security Bank
    Annual fee₱ 4,000
    Minimum income₱ 780,000
    Age21-65 years
    Benefit 1 of 10
    Automatic cashback offers from participating overseas merchants when you travel and shop
    Enjoy access to more than 1,300 lounges in over 500 airports worldwide (2 complimentary visits annually) Free travel insurance when booking airline tickets Unlimited local lounge access at A Lounge, Marhaba Lounge, and PAGSS Lounge
    Get up to $200 E-Commerce Purchase Protection Insurance when you shop online
    Earn never-expiring 2 points for every ₱20 spent
    Skip the hassle of exchanging foreign currencies - pay international transactions in US Dollars.
    Give it a try and enjoy a waived annual fee for the first year Get exclusive discounts at your favorite shops and restaurants
    Cashback
    Miles
    Points
    Discounts
    Watch ad to apply
    Security Bank World Mastercardof Security Bank
    Annual fee₱ 5,000
    Minimum income₱ 3,000,000
    Age21-65 years
    Benefit 1 of 10
    Automatic cashback offers from participating overseas merchants when you travel and shop
    Enjoy access to more than 1,300 lounges in over 500 airports worldwide (6 complimentary visits annually) Free travel insurance up to ₱10 million with with COVID-19 coverage
    Get up to $200 E-Commerce Purchase Protection Insurance when you shop online
    Earn never-expiring 3 points for every ₱20 spent
    Skip the hassle of exchanging foreign currencies - pay international transactions in US Dollars
    Get exclusive offers at your favorite stores, hotels and restaurants
    Cashback
    Miles
    Points
    Discounts
    Watch ad to apply

    The UnionBank Shell Power Visa Platinum is built for drivers, rewarding Shell purchases with fuel rebates and maintenance discounts. Cardholders get up to 5% rebate on Shell fuel, tollway load, and auto repair services, a 10% discount on Shell Helix Oil Change packages once a year, and complimentary 24/7 Emergency Roadside Assistance. The card carries a P2,800 annual fee and a retail monthly effective interest rate of 3.00%. It suits drivers who fuel up often at Shell and want ongoing rebates on fuel and vehicle upkeep. Rates, fees, and offers are set by UnionBank and may change, so confirm current terms on UnionBank's official website before applying.

    Frequently Asked Questions
    UnionBank Shell Power Visa Platinum at a glanceNumber of answers: 1

    Accepted answer

    Up to 5% rebate on Shell fuel, tollway load, and auto repair services; P2,800 annual fee; 3.00% monthly interest rate

    Tell us what you really think about UnionBank Shell Power Visa Platinum

    Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions. It will take just a few minutes of your time.

    Share your feedback